01.07.2010 - Agricultural Credit Discount Fund (ACDF Credit line) - Following the Government decision and under the Agreement signed between the Macedonian Bank for Development Promotion (MBDP) and Ministry of Finance of RM, starting at July 1, 2010 MBDP has taken over the responsibility for administration of ACDF credit line.
ACDF credit line is intended for crediting of primary agricultural producers, agro-processing SMEs and agro-export SMEs and it represents significant government instrument aimed to overcome the problems they are facing in obtaining finances for their investment.
ACDF loans are disbursed through participating financial institutions .

Page 12 of 12

Third Tranche Disbursed of EIB V Credit Line in amount of EUR 12,8 million                                Financial Agreement Signed with EIB of EUR 100 million - Phase V                                Export Factoring Interest Rate Lowered from 5% to 4%.                                Loans for ACCOMMODATION FACILITIES.                                AGRO-INDUSTRY Loans with interest rate of 2% ONLY!                                Reduce the risk, insure the sale! Unique opportunity to secure domestic and export receivables.                                Special Credit Guarantee Scheme.