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- loans to support women's entrepreneurship
- loans for green investments 
- loans for digitization
- annual interest rate up to 3.5%
- via intermediary banks
- for permanent working capital and green transition
- for investments for SMEs and green transition
- for investments for mid-cap companies and green transition
- up to 3.5% annual interest rate
- via intermediary banks
- for large exporting companies,
- up to 50% of the loan amount, and
without compensation for companies until 31.12.2025
- for micro, small and medium enterprises
- securing the part of the collateral for the extended loans
- up to 80% of the principal amount of the working capital loans
- up to 50% of the principal amount of loans for fixed assets
- via intermediary banks and savings banks
Protect your business, insure your receivables!
If you are a company registered in RNM and sell goods
and services in the country or abroad on deferred payment of up to 180 days,
APPLY and we will buy your receivables and pay you in advance!
- for securing customs debt in inward processing
- for domestic companies importing goods in order to undergo processing operations and re-export of the processed goods
- 100% of the amount of the customs debt
- 0.2% quarterly provision


Public Announcements

service
31/10/2024
On the occasion of World Savings Day, October 31, the Macedonian Banking Association awarded recognition for specia...
service
03/06/2024
The Development Bank participated in the Prague Club Meeting, which took place from May 21 to 24, 2024 in Athens, hosted ...
service
30/05/2024
Following the activities to intensify international cooperation, especially the cooperation with the development financial in...
service
15/03/2024
- Press release from USAID and Embassy of Switzerland in North Macedonia -   Through digitalization to the development...

Public Announcements



Who are we?

The Development Bank of North Macedonia is a development bank that is 100% owned by the Republic of North Macedonia. It was founded in 1998 with the primary goal of supporting domestic micro, small, medium, and export-oriented trading companies and strengthening the competitiveness of the Macedonian economy. The bank supports domestic companies through direct and intermediated lending, short-term insurance of the export of Macedonian products and services against commercial and political risks, domestic factoring and export factoring with recourse, as well as issuing guarantees.