This Privacy Policy provides general information on personal data processing when you visit the website of the Development Bank of North Macedonia AD Skopje. 

Our website contains links to websites of other institutions and if you visit any of those other websites, you should read their privacy policy.


Controller of personal data collections

The controller of the personal data is the Development Bank of North Macedonia AD Skopje. 
The bank processes personal data in accordance with the provisions of the Law on Personal Data Protection.


Whose data does the bank collect?

DBNM may collect data related to the following categories of persons:

  • Visitors to our website Typically, DBNM collects navigation data (see below) that is used to analyze data from visits to our website, as well as to maintain information about the security of our website.


Information collected by the bank when visiting the website

  1. Data navigation

When visiting our website, the server creates logs for each visitor with the following data:

  • Your Internet Protocol (IP) address,
  • The pages you visit on our website and the time you spend on each page.

Server logs are automatically deleted after 15 days, unless circumstances require longer retention, for example, to investigate a virus or malicious attack.

  1. Data provided voluntarily by users

Personal data collected by the bank from your visit to the website, all of which you voluntarily provide for specific purposes, such as asking questions and/or opinions on various issues in the field of the bank's operations, submitting proposals, comments, suggestions, complaints, etc. and providing feedback.

The bank may collect any of the following categories of personal data: name and surname, address, contact telephone, fax, or e-mail.


Information sharing

The bank does not share data about you and/or your visit to the website with a third party, except in the following cases:

  • in case of engaging service providers if DBNM engages them as processors, so they will be obliged to act according to DBNM's instructions and ensure the protection of personal data that is processed during the provision of those services.
  • Upon the request of the court, police, or other organs and bodies to complete their competencies and only if there is a legal basis for it.


Storage time of collected data

The data collected by the bank is processed in accordance with the law and the period necessary to achieve the purpose of the processing.


Your rights

Your rights in relation to the processing of personal data are as follows:

  • right to be informed about the processing of personal data
  • right of access to relevant data
  • right to correction and deletion of personal data
  • right to limit the processing of personal data
  • right to object

For additional information and/or exercise of your rights for personal data protection, you can contact the bank's personal data protection officer.


Privacy policy change

The privacy policy is regularly amended and supplemented according to the changes and our activities.


Acceptance of Terms

By using the website, you agree, i. e. you accept the provisions of this Privacy Policy.



If you have any questions regarding the Privacy Policy of Development Bank of North Macedonia AD Skopje, or your rights, please contact us at:

Development Bank of North Macedonia AD Skopje
Dimitrie Chupovski no. 26